Securing $9M+ in annual premium subsidies for 2,000+ families nationwide. When excellence matters, experience delivers.
Instant access to ACA marketplace plans with maximized subsidies
When you're navigating the ACA marketplace, experience isn't optional—it's essential. We've secured $9M+ in annual subsidies and protected 2,000+ families nationwide.
Licensed in 40+ states with deep carrier relationships at every FMO. We deliver access and expertise that local agents simply can't match.
Our team has secured $9M+ in annual premium tax credits for 2,000+ families. We know every strategy, loophole, and optimization technique to minimize your out-of-pocket costs.
AI-powered workflows, automated renewals, and real-time carrier integration. We move faster than anyone while maintaining white-glove service.
From ACA marketplace plans to comprehensive supplemental coverage—we architect protection that fits your life.
Bronze to Platinum tier expertise. We navigate every carrier, plan, and subsidy scenario to deliver optimal coverage at minimal cost.
Fill coverage gaps with dental, vision, accident, and critical illness protection. Complete peace of mind, layer by layer.
Short-term medical, medically underwritten plans, and private PPO options for unique situations outside the ACA.
White-glove service from consultation to coverage. Every step optimized for speed, accuracy, and maximum savings.
We analyze your household income, family size, and health needs. Using proprietary subsidy calculators, we project your exact monthly costs before showing you a single plan.
We present 3-5 optimized options across metal tiers, comparing deductibles, copays, networks, and total annual costs. You see exactly what you're getting—no surprises, no fine print buried.
Application completed, subsidy applied, coverage confirmed—often in under 20 minutes. Our tech stack integrates directly with carrier systems for real-time approvals.
We don't disappear after enrollment. Claims questions, life changes, annual renewals—we're your insurance department. Proactive alerts 90 days before renewal to re-optimize your plan.
Licensed and certified in 40+ states with established FMO relationships coast to coast.
Interactive coverage map showing licensed states in gold
Expanding Nationwide: If you don't see your state, contact us. We're continuously adding licenses and can often accommodate new states within 30 days.
Check Availability in Your StateReal families. Real savings. Real peace of mind.
"We were paying $850/month with a $6,000 deductible. Chris found us a Gold plan for $127/month with a $1,500 deductible. The subsidy optimization alone saved us $8,676 annually."
"Self-employed and completely lost in healthcare.gov. Chris walked me through every option, got me a $0 premium Gold plan, and answered my calls during renewal season. This is how insurance should work."
"Been with Chris for 3 years. Every renewal, he proactively reaches out with optimized options. When I had surgery, he handled every claim issue. Professionalism and responsiveness you rarely see anymore."
Schedule a consultation and discover why 2,000+ families trust CJS Insurance Solutions for their health coverage.